Nigeria Highway Code
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    • Part One - Pre-Road Use Activities
    • Part Two - Road Use Activities
    • Part Three - Post Road Use Activities
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​IV. VEHICLE INSURANCE

  • Third Party Motor Insurance: This policy covers damage to third parties arising from auto crashes Here, only the third party is indemnified.
  • Fire and Theft Insurance: This policy covers risks associated with damage to vehicle through fire and/or theft. Third party liability is also covered.
  • Comprehensive Insurance: This is a policy covering risks on vehicles such as third party liability, fire. theft and in some cases, diminution in value of the vehicle.
The more frequent you are involved in accident, the less the value of your vehicle. Do not obtain insurance policy from unauthorised source.
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Nigeria Highway Code, 2015-2023